It seems that some things don't change.The average household salary in the UK is currently £284,00 and the average house price is now £243,000. For those without access to substantial savings or generous parents that means they need approximately eight times their income to access a mortgage. So home ownership is not going to happen for the average family and no amount of shared ownership and help to buy displacement activity will change that.

We need to accept that housing policy needs to be geared towards building homes the average family can afford.