The localised criteria for bedroom tax exemption and Discretionary Housing Payments (DHP) have created a worrying new postcode lottery.

Cuts to essential housing and disability benefits are threatening disabled people's ability to live independently while the inconsistent and unpredictable approach of local authorities across the country reinforce many barriers disabled people face.

Habinteg's new research report – ''What price independent lives?' – shows two thirds of our tenants affected by the bedroom tax are disabled people.