Title

HOUSING

Private renters overspending £11bn a year on rent

Private renters in England are spending £11bn more a year on rent than they can afford, new research has shown.

Private renters in England are spending £11bn more a year on rent than they can afford, new research has shown.

Using the measure that rent should not cost more than 30% of household income, Shelter found that households are overspending £425 a month on rent on average.

According to the research, private rents account for 41% of incomes on average, forcing 2.2 million households to spend beyond their means.

A survey for the charity found a quarter (24%) of parents have borrowed from friends or family over the last year to pay their rent, while 23% have relied on a credit card.

Polly Neate, chief executive of Shelter, said: ‘Hugely unaffordable rents are dominating daily life for millions of people, forcing them to rely on costly credit cards or borrow what they can from family and friends. Our services see the real cost of private renting, which is leaving parents struggling to put food on the table or turn the heating on, while also keeping a roof over their children's heads.

'When someone is forced to spend hundreds more than they can afford on rent each month, it's clear that private renting isn't working for everyone.'

Shelter has joined forces with other charities to call on the next government to provide at least 90,000 social homes a year over the next parliament.

HOUSING

Market-shaping councils, better housing outcomes

By Joanne Drew | 11 June 2026

Joanne Drew considers the role of councils in enabling housing delivery and shaping local housing markets and why Enfield LBC created a First Time Buyers Com...

HOUSING

Lessons from Swansea: A collaborative approach to addressing poverty stigma

By Amanda Hill-Dixon | 11 June 2026

Amanda Hill-Dixon sets out evidence-informed actions for councils to reduce poverty stigma through universal services, dignified support, inclusive communica...

HOUSING

Council tax reform: Time to take a long hard look at the Valuation Office

By Simon Kaye | 10 June 2026

Simon Kaye says the public debate should not begin with winners and losers from hypothetical new council tax bands – it should start with the administrative ...

HOUSING

Using below-market land disposals to accelerate social housing

By Mark Cook | 09 June 2026

Councils have greater flexibility to dispose of land for affordable housing than often assumed, but outdated consent rules should be reformed to support deli...

Popular articles by Laura Sharman