HOUSING

Solving the affordable housing crisis

Ben Denton says institutional funding from insurers and pension funds can be part of the answer to bridging the affordable housing shortfall.

© Jakub Krechowicz/Shutterstock.com

Discussing the UK's housing crisis is well-trodden ground. The question is how do we address the problem, and how to do we fund the solution?  Long-term institutional funding from pension funds and insurers can be part of the answer, delivering more affordable housing completions, and filling a gap left by traditional affordable housing providers.

The new Labour government has very ambitious goals to rapidly ramp up housing delivery.  They have committed to delivering 300,000 new homes per year – a significant step up from the previous 10-year average of c.220,000 homes per year.  

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